Installing a new septic system can be a considerable investment. If you find yourself wondering how you will afford the cost of a new system, consider using one of our convenient financing options. Financing can be a great way to break down the overall costs into smaller, more manageable monthly payments.
Two Great Options Available
We’re proud to offer two different financing options, Wisetack and GoodLeap, to help increase your chances of receiving the funds you need to cover the costs of your septic project. Wisetack is easy to use and contains no hidden fees. You can see the status of your application in seconds and will immediately know what your monthly payments will be. This way, you can see if it fits your budget and decide whether to move forward with the project.
How Does Wisetack Work?
The first step in using Wisetack to finance your septic system installation is to fill out the application form. This can be done on a mobile device, and it only consists of a few simple questions such as your name, address, date of birth, and annual income. Wisetack then works swiftly with their lending partners to determine how much you qualify for, and they’ll present you with your options within seconds. Once you select an amount that will cover the cost of your septic installation, you will then proceed to pick your repayment terms. On this screen, you will see up to six different repayment options. These options vary in the length of time, which in turn, changes your monthly payment.
After you select the repayment terms that meet your needs, you will wait for our team at Hutchinson Septic Service to complete the work. Once you have your new septic system, you will return to Wisetack and let them know the project was completed. They will release the funds, and then you will start making your monthly payments.
Does it Affect My Credit Score?
Applying for financing does not affect your credit score as Wisetack’s lending partners only perform a soft credit pull. However, accepting a financing offer can impact your credit score, and your repayment behavior will certainly have an impact on your credit rating.
Do I Need a Mobile Phone Number?
Yes, you must have a mobile phone number in order to use Wisetack. You can set up two-factor authentication when using the app to increase your security.
How Does GoodLeap Work?
GoodLeap is another financing option available if you don’t like the terms offered by Wisetack. This partner offers a seamless method to get the funds you need to complete your septic system installation without having to make the full payment at one time. The base offer when using this lending option is a 10-year loan with a 10.99% interest rate when you make automatic monthly payments.
In order to see if you qualify for a loan through GoodLeap, all you need to do is fill out the short form with your name, email address, and mobile phone number. GoodLeap will then do a soft credit check with the three main credit bureaus and use the highest score amongst the three to determine whether or not you qualify for financing. This process is extremely fast, and you will typically get a decision in a matter of seconds.
If you are approved for financing, you will see several different options with various payment terms. Simply select the one that makes the most sense for you, and we will be able to get started on your septic project.
Will GoodLeap Affect My Credit Rating?
Applying for a loan through GoodLeap will not affect your credit rating as it uses a soft credit check to determine if you qualify. However, just as with Wisetack, your repayment behavior has the opportunity to impact your credit rating. As long as you don’t miss your monthly payments and repay the loan in full by the deadline agreed upon, you should not have an issue with your credit rating.
Learn More About Our Financing Options for Your Septic System
Our team handles septic pumping, repair, installation, and maintenance. We also take care of lateral fields and even rent portable toilets. Here at Hutchinson Septic Service, we know how important it is to have a fully operational septic system. If you are experiencing serious issues with your existing system in Hutchinson, KS, you might not have the luxury of waiting until you have the funds saved up to install a new one. This is why we offer two great financing options to help you get started on your new septic installation today with more affordable payments. Experts on our staff are standing by to answer any of your questions about which septic system is right for your home. We will never pressure you into installing a septic system that you don’t need. Contact us today to get started on your new septic system installation.
